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Our Values
Safety First: We employ bank-level security measures and maintain the highest standards of child protection in everything we do.
Education Through Experience: We believe children learn best by doing, which is why our platform combines real financial transactions with educational content.
Transparency: Both children and parents have complete visibility into all account activities, fostering trust and open communication about money.
Cultural Relevance: Our solutions are built specifically for the Nigerian market, understanding local customs, regulations, and family dynamics.
Innovation with Purpose: Every feature we develop serves the dual purpose of functionality and education, ensuring our young users are learning while they bank.
Looking Forward
As we continue to grow, our vision extends beyond individual financial empowerment.
We are building partnerships with schools to integrate financial literacy into curricula, working with parents and educators to develop best practices for childhood financial education, and continuously innovating to meet the evolving needs of Nigerian families.
We envision a Nigeria where every young person enters adulthood with practical financial experience, where parents are equipped with tools to guide their children's money management, and where financial inclusion truly begins at childhood.
Why etcetera Matters
Nigeria has one of the world's youngest populations, with over 70% under the age of 30. Yet financial inclusion for minors remains virtually non-existent. Traditional banks don't cater to children, and most young Nigerians reach adulthood without ever having managed their own money or understanding basic financial principles.
etcetera changes this narrative. We are not just providing banking services; we are cultivating a generation of financially savvy Nigerians who will drive the country's economic growth. Every transaction on our platform is a learning opportunity, every savings goal achieved is a step toward financial independence, and every parent-child conversation about money through our app is an investment in Nigeria's future.
Our Mission
To empower Nigerian children and teenagers with the financial tools, knowledge, and confidence they need to build a prosperous future while providing parents with peace of mind and control over their children's financial journey.
What We Do
etcetera provides secure, parent-supervised prepaid debit cards specifically designed for children and teenagers.
Our platform goes beyond simple transactions – we've created an ecosystem that combines practical banking with financial education, parental oversight, and age-appropriate features that make learning about money engaging and safe.
Our Core Services Include:
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Prepaid Debit Cards: Safe, secure cards that work wherever Mastercard or Visa is accepted
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Mobile Banking App: Intuitive, gamified interface designed for young users
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Parental Controls: Comprehensive oversight tools allowing parents to monitor, set limits, and guide their children's spending
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Financial Education: Interactive learning modules, quizzes, and challenges that make financial literacy fun
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Savings Goals: Tools to help children set and achieve their financial objectives
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Real-time Notifications: Instant updates for both children and parents on all transactions
About etcetera
Empowering the Next Generation of Nigerian Financial Leaders
At etcetera, we believe that financial literacy begins early. As Nigeria's premier fintech company dedicated to children and teenage banking, we are on a mission to transform how young Nigerians aged 7-17 learn about money, develop healthy financial habits, and prepare for their economic future.
Our Story
Founded with the vision of bridging the gap between childhood and financial independence, etcetera emerged from a simple observation: Nigerian children are growing up in an increasingly digital world, yet traditional banking systems have left them behind. We recognised that by age 7, children are already forming attitudes about money that will shape their financial behaviours for life.
Our founders, combining decades of experience in fintech, child development, and education, came together to create something unprecedented in the Nigerian market – a comprehensive financial platform designed specifically for young minds. We understood that children aren't just small adults; they need banking solutions that speak their language, respect their developmental stages, and grow with them as they mature.
Join the etcetera Family
At etcetera, we are more than a fintech company – we are partners in your child's financial journey. Whether your 7-year-old is just learning about money or your 17-year-old is preparing for university, we are here to provide the tools, guidance, and security you need to help them succeed.
Together, we are not just changing how children bank – we are changing how Nigeria's next generation thinks about money, savings, and financial responsibility.
Ready to give your child a head start in financial literacy? Download the etcetera app today and watch as they develop the money management skills that will serve them for life.
Download the etcetera App
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