top of page
1. Explorer (Ages 7 - 10:
Limited Functionality
Heavy parental oversight
Basic financial concepts through games
Lower spending limits
Nigeria currency recognition games
2. Navigator (Ages 11 - 13):
Expanded capabilities
Introduction to saving goals
Basic budgeting tools
Moderate spending limits
Introduction to Nigeria banking system
3. Voyager (Ages 14 - 17):
Full functionality
Advanced financial education
Introduction to concept like entrepreneurship
Higher spending limit with parent approval
Product Service Line
etcetera is the first dedicated financial literacy platform specifically designed for Nigeria children with content customised for Nigerian financial context (Naira, local financial systems).
We are more than a fintech company – we are partners in your child's financial journey. Whether your 7-year-old is just learning about money or your 17-year-old is preparing for university, we are here to provide the tools, guidance, and security you need to help them succeed.
Together, we are not just changing how children bank – we are changing how Nigeria's next generation thinks about money, savings, and financial responsibility.
Tiered Service Model
Core Product: Prepaid Debit Cards
Physical Cards: Customisable, age-appropriate designs with Nigeria themes
Virtual Cards: For online purchases with enhanced security
Contactless Payment: NFC-enabled for tap-to-pay functionality
USSD Functionality: For areas with limited internet connectivity
Mobile App Design:
Our mobile application is specifically designed for the Nigeria market, with both parent and child interface.
bottom of page